Who is Midland Credit Management?
Midland Credit Management, Inc. (MCM) is a subsidiary of Encore Capital Group, Inc. MCM is a debt collection agency that specializes in the collection of delinquent consumer debt, such as credit card debt, auto loans, and medical bills. The company was founded in 1989 and has since grown to become one of the largest debt collection agencies in the United States.
It's important to note that debt collection agencies, including MCM, are regulated by the Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB) and must comply with the Fair Debt Collection Practices Act (FDCPA). Consumers have certain rights under this law, including the right to dispute the validity of a debt, and it's important for them to be aware of these rights if they are contacted by a debt collector
MCM is typically represented in the state of Minnesota by Messerli & Kramer, P.A.
Encore Capital/Midland Telephone Numbers
In trying to reach customers, Encore/Midland calls from a multitude of phone numbers. Here is list of phone numbers from which consumers have reported getting calls from Encore/Midland, pertaining to debt collection: