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Outstanding financial liabilities are already stressful enough on their own, so dealing with debt collectors can cause overwhelming stress and strain. Fortunately, you don't have to lose sleep over your financial health and reputation. Peterson Legal's debt collection attorney in Edina, Minnesota, is here to advocate for you and point you toward the best course of action.
Ryan D. Peterson is a consumer rights expert with the heart and solid professional experience to stand up for consumers who have been wronged by big business and banking institutions. After graduating from William Mitchell Law School in 2008 and joining a Minneapolis-based debt collection firm in 2010, he opened his own criminal defense firm to help consumers on their journey toward financial wellbeing.
If you are looking for a debt collection or credit repair attorney in Edina, Minnesota, don't hesitate to contact Peterson Legal for a consultation. With us, there are no stupid questions or unwinnable situations. Instead, there's always hope for a better outcome than your current situation, and we're committed to achieving that result for you.
Call us at 612-367-6568 or contact us online as soon as possible. We look forward to discussing your case and guiding you in the right direction.
When creditors fail to recover the amount you owe on an unsecured debt, they sometimes sell the charged-off accounts to a junk debt buyer. Unfortunately, this is where the situation gets worse. Junk debt buyers buy bad debts for a small fraction of the original cost and then gain a profit by suing the consumers who originally incurred those debts to collect the total amount.
If you have been contacted by junk debt buyers like Midland Credit Management or LVNV Funding, LLC, you may now be in a situation that feels unwinnable. These companies and their attorneys expect you to share your personal details while making it difficult for you to obtain information about your supposed debt.
This is where our knowledgeable and experienced debt collection attorney in Edina, Minnesota, comes in. We help you navigate this challenging situation by providing you with answers regarding who is suing you and what their claims are. But more importantly, we'll handle the communication with their side on your behalf and strive to secure the best possible outcome for your unique case.
It's easy to assume that your credit report is accurate. After all, it's simply a statement reflecting your credit activities and current credit situation. However, the Federal Trade Commission reports that 20% of Americans have at least one significant error on these documents. What's worse is that even the slightest errors in your personal or account information can negatively impact your ability to obtain credit.
Before you make a big purchase, it's best to check your credit report first for any discrepancies. And if you spot any issue, our credit repair attorney in Edina, Minnesota, can help you navigate your situation and correct the misinformation.
Ultimately, Peterson Legal ensures you obtain fair compensation against your creditors or the credit bureaus in case a violation of the Fair Credit Reporting Act has been discovered. We are committed to addressing the errors that are limiting your financial opportunities. Get in touch with our credit repair attorney in Edina, Minnesota, to get started.
Debt Collection Harassment
The Fair Debt Collection Practices Act (FDCPA) prohibits collection agencies, attorneys, and debt buyers from performing certain acts. For example, they are not allowed to phone you before 8 am and after 9 pm, use or threaten violence, misrepresent the amount of debt, or fail to identify who they are in communication.
If you have experienced any of the above, you may be entitled to up to $1000 in statutory damages, any actual damages including emotional distress, and attorneys' fees. We can help you receive these compensations and experience peace of mind again.
As a debt collection harassment attorney in Edina, Minnesota, Ryan understands the strategies collection agencies use to pressure consumers. Peterson Legal also has a track record of success in recovering hundreds of thousands of dollars for those who have experienced harassing debt collection practices.
With our debt collection harassment attorney in Edina, Minnesota by your side, you no longer have to talk to debt collectors. We will take over the communication of your case and ensure you are treated fairly. Most importantly, we'll study your case to determine possible FDCPA violations and help you fight back against bullying collection agencies.
After years of significant data breaches, it's highly likely that you and your personal information have already been involved in a data leak. And whether your date of birth, account number or social security number has been compromised, the breach can have devastating and long-lasting effects on your personal life and financial standing.
Ideally, banks, credit bureaus, and collection agencies are subject to federal and state regulations that aim to lessen the terrible impacts of identity theft. But the reality is that these companies often fail to comply with their duties, even holding consumers responsible for the harm the identity theft has caused.
Falling victim to identity theft can leave you feeling vulnerable, but the professional staff at Peterson Legal is here to support you as your identity theft attorney. No customer should have to feel like they have no choice but to shoulder debts popping up in their name after a breach, so we do what it takes to hold companies accountable.
Reach out today to get fair compensation and rebuild your reputation.
Student Loan Collections
Since student loans are among the largest consumer debt categories, they can easily dictate a borrower's job options, restrict their housing purchases, and even impact the most important chapters of their lives.
If you are struggling with your student loans or are experiencing issues with collections, the best way to start regaining control of the situation is to get all the details straight. This is something Peterson Legal can assist you with. We can intervene and reach out to your lenders, but you also have the option of gathering crucial information on your own – if you're comfortable with doing so.
Once we have a clearer understanding of your loan situation, we'll work with you to design a plan that suits your circumstances best. Our knowledgeable and experienced staff is here to help you live your life with flexibility, confidence, and peace of mind. Give us a call if you're in need of a student loan collections attorney.
At Peterson Legal, our clients are not just cases, they're human beings. We understand that anyone facing criminal charges, whether they are wrongly accused or simply made a mistake, deserves to be viewed as a whole person and treated with compassion and respect. Contact Peterson Legal to fight for you as your criminal defense attorney.
Peterson Legal is proud to be part of the prosperous and dynamic city of Edina. Ryan is a native Minnesotan himself, and so he leads the law firm with the earnest desire to protect local consumers who are being mistreated by large companies and big banking institutions.
We specialize in collection agency defense, debt collection harassment, identity theft, and student loan collections. Moreover, our staff is knowledgeable about consumer rights laws and fair debt collection practices, enabling us to advocate for you in all possible ways.
Let Peterson Legal stand between you and corporate harrasors. Our credit repair and debt collection harassment attorney in Edina, Minnesota, can help you navigate the complex court system, break down confusing legalese, and achieve the compensation you deserve. But most importantly, we'll listen to your needs and treat you with respect until the end.
Contact us at 612-367-6568 or send an email to [email protected] to get expert legal help today.