CREDIT REPORT ERRORS
Your credit score matters. It dictates loan rates, determines viability for mortgages and other large purchases, and might even impact whether or not you are offered a job. Your credit score might be the single biggest indicator of your financial health and reputation.
Unfortunately, credit reporting errors are frequent and frequently missed by even savvy consumers. The Federal Trade Commission estimates that one in five consumers has an error on a credit report. This is why it’s important to check your credit report regularly.
If you find an error on your credit report, or if you find that an error you have tried to correct on your own continues to show up on new statements, call me. Under the Fair Credit Reporting Act, both the credit bureau and the creditor (or other entity that provides information about you to a bureau) are responsible for correcting inaccurate or incomplete information in your report. You may be able sue the credit bureau and/or creditor for any harm or loss financial or emotional that happened because of their mistake.
If you were denied a mortgage, prevented from obtaining a loan, or assigned a higher interest rate because of a mistake that a credit bureau made, I can help you recoup that money. My goal is to ensure that all consumers have fair and accurate credit reports, and I hold responsible bureaus and companies who prevent consumers from reaching their personal and financial goals.