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Is This for Real?: How to Spot a Fake Debt Collector

Posted by Ryan D. Peterson | May 19, 2022 | 0 Comments

For the past couple months, I've been getting at least one phone call a week from a consumer with the same story: someone calls them on the telephone out of the blue demand payment on an old (over ten years) debt (usually a credit card) and threatens them with a lawsuit or arrest if they don't pa...

Be Aware of Midland's Consumer Bill of Rights

Posted by Ryan D. Peterson | May 15, 2022 | 0 Comments

Nobody chooses to do business with Midland Credit Management, but Midland may choose to do business with you whether you like it or not. Midland is one of the largest purchasers of distressed consumer receivables in the United States, which is just a fancy way of saying they're a bunch of bottom-...

Stop Losing Sleep Over Financial Health and Reputation

Posted by Ryan D. Peterson | Nov 01, 2021 | 0 Comments

What should I do if a debt collection company has filed a lawsuit against me? If you find yourself facing a lawsuit over a debt, one good solution is to seek the assistance of a debt defense attorney. Oftentimes, you don't feel you owe them money, and the debt collection company is not a company...

Navient Student Loans To Be Assumed by Maximus

Posted by Ryan D. Peterson | Nov 01, 2021 | 0 Comments

A leading servicer of federal student loans, Navient, recently announced it will transfer its current student loan portfolio and withdraw from the U.S. Department of Education's federal student loan servicing system. Navient plans to transfer the accounts to a company called Maximus.  This c...


Posted by Ryan D. Peterson | Oct 28, 2021 | 0 Comments

Every year, several hundred thousand people across the United States are sued by companies (debt buyers) they have never done business with and may never have heard of. These firms are called debt buyers or junk debt buyers and although they have never loaned anyone a penny, millions of Amer...


Posted by Ryan D. Peterson | Oct 28, 2021 | 0 Comments

Identity theft is on the rise. After several years of major data breaches, it's almost guaranteed that your private identifying and financial information – for example, account number, date of birth, or social security number – have been involved in a data breach and are in the hands of “bad gu...


Posted by Ryan D. Peterson | Oct 25, 2021 | 0 Comments

The credit score you find online probably isn't the same number the auto lender sees when you apply to finance a new vehicle. It isn't the same as the score a mortgage lender or credit card issuer might see either. In fact, a credit score check in each of these situations might come back with s...

Collection Agency Defense Stops Harassment

Posted by Ryan D. Peterson | Oct 13, 2021 | 0 Comments

Just because a consumer owes a debt doesn't mean the collection agency can communicate any way they choose. That's where we come in with collection agency defense. According to the Federal Trade Commission, debt collection is one of the most complained about industries, but even still, many cons...

Can You Inherit Debt?

Posted by Ryan D. Peterson | Oct 06, 2021 | 0 Comments

Learn which types of debt can become your responsibility Losing a loved one is never easy. There's much for the surviving spouse, partner, and other relatives to sort through, including any unpaid debts. Debts don't go away when a person dies, but that doesn't mean the family is responsible for ...

Three Paths to Student Loan Forgiveness

Posted by Ryan D. Peterson | Oct 05, 2021 | 0 Comments

Canceling student loan debt is a popular subject in today's climate, but it's been a popular topic for more than 20 years and 45 million people still owe $1.7 trillion. That could change if Biden and Congress reach some sort of compromise on how much to cancel and qualifying requirements. In th...

A Credit Freeze Won't Stop Identity Theft

Posted by Ryan D. Peterson | Oct 05, 2021 | 0 Comments

Scammers have found new ways to steal from you during the pandemic. Here's what you can do. The coronavirus pandemic has slowed some types of identity fraud, but other forms have cropped up. “Scammers continue to find new ways to connect with victims and steal their personal information,” say...

Fight or Flight: Lawsuit Intimidation

Posted by Ryan D. Peterson | Sep 29, 2021 | 0 Comments

When somed debt collection agencies buy junk debt they aim to create lawsuit intimidation among consumers Have you ever been sued by a debt collection company and you have no idea who they are? You're not alone. Many people who have defaulted on credit card debt or have fallen behind in studen...

The Best Debt Collection Defense

Posted by Ryan D. Peterson | Aug 31, 2021 | 0 Comments

Many debt collectors expect you to share your private, personal details but won't tell you anything in return.  At Peterson Legal, our defense practice focuses almost entirely on representing people sued for failing to pay unsecured debt, like credit cards, student loans, and medical bills. If a...

Latest IRS Scams: How to Spot Them and Fight Back

Posted by Ryan D. Peterson | Aug 30, 2021 | 0 Comments

Here's a list of recent IRS scams, 10 ways to spot impersonators and scammers, and how you can report them IRS scams involve criminals impersonating IRS agents, other government employees or debt collectors over the phone, online or via the mail in an effort to trick you into sending them money ...

Struggling with Student Loans?

Posted by Ryan D. Peterson | Aug 26, 2021 | 0 Comments

Biden administration forgives more student loan debt—here's who is eligible Last week, the U.S. Department of Education announced it would discharge $5.8 billion in student loans held by more than 300,000 disabled Americans. That's the third round of student debt forgiveness announced since t...

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Peterson Legal, PLLC Is Here for You

At Peterson Legal, we focus on Criminal Defense, Collection Agency Defense, Credit Report Errors, Debt Collection Harassment, Identity Theft, and Student Loan Collections and we are here to listen to you and help you navigate the legal system.

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Peterson Legal is committed to answering your questions about Criminal Defense, Collection Agency Defense, Credit Report Errors, Debt Collection Harassment, Identity Theft, and Student Loan Collections issues in Minnesota.

We offer a Free Consultation and we'll gladly discuss your case with you at your convenience. Contact us today to schedule an appointment.